Important Disclosures — Please Read Carefully NO REFUNDS – ALL SALES FINAL. All program fees are final. No refunds will be issued for any reason. By participating, you voluntarily assume all risks and agree to release the Company from liability to the fullest extent permitted by Georgia law. All disputes will be resolved through binding arbitration. You waive your right to a jury trial and class action. This program does not provide medical advice or treatment.

These Terms & Conditions ("Terms") govern your access to and use of services provided by The Reverse Aging Method and/or The Method Media Group LLC ("Company," "we," "our," "us," "TRAM"). By purchasing, enrolling in, or participating in any TRAM program, you ("Client," "you," "your") agree to be bound by these Terms.

1. Nature of Services (Non-Medical Program)

TRAM provides educational content, coaching and consulting, and wellness and lifestyle frameworks.

Not a Healthcare Provider. TRAM is not a licensed medical provider. You acknowledge: no doctor-patient or healthcare relationship exists; the Company does not diagnose, treat, or cure any condition; you should consult a licensed physician before making health changes; and you will not discontinue medications without physician approval.

2. Personal Responsibility

You agree that you are solely responsible for your health, decisions, and actions; that you will use independent judgment when applying program guidance; and that you will disclose relevant health conditions when appropriate.

3. Assumption of Risk and Release of Liability (Georgia)

To the fullest extent permitted by Georgia law, you acknowledge that participation involves inherent risks including physical injury, illness or adverse reactions, and emotional or psychological stress. You voluntarily assume all risks, known and unknown. You hereby release, waive, and discharge the Company and its owners, officers, employees, contractors, and facilitators from any claims arising from ordinary negligence. This release does not apply to gross negligence or willful misconduct where prohibited by law.

4. No Guarantees of Results

Results vary significantly between individuals. No specific outcomes are guaranteed. Testimonials are examples only and are not typical or guaranteed. Your results depend on your participation and adherence.

5. Payment Terms (No Refund Policy)

All sales are final. All payments are non-refundable. No chargebacks or payment disputes are permitted without first contacting the Company. You are purchasing access to intellectual property and coaching and support services.

6. 90-Day Results Guarantee (No Refund)

If offered, the TRAM Guarantee is a continuation-based guarantee, not a refund policy. It is conditional upon full participation. If you meet all requirements and do not experience meaningful progress, the Company will continue working with you at no additional cost. Eligibility is determined at the Company's sole discretion.

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7. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for indirect, incidental, or consequential damages, loss of income, business, or opportunity, personal injury, or health outcomes. Maximum liability shall not exceed the amount paid by you.

8. Indemnification

You agree to indemnify and hold harmless the Company from any claims arising out of your participation, your misuse of program materials, or your violation of these Terms.

9. Facilitator Protection

All coaches and facilitators act as independent contractors and are not personally liable for program outcomes. You agree not to bring claims against any individual facilitator.

10. Intellectual Property

All materials are the exclusive property of the Company. You may not copy, reproduce, or distribute content; share access credentials; or use materials for commercial purposes. Violation may result in legal action.

11. Confidentiality

You agree not to disclose proprietary Company information and to respect the confidentiality of other clients.

12. Termination

The Company may terminate your access without refund if you violate these Terms, disrupt the program, or engage in harmful or inappropriate behavior.

13. Dispute Resolution (Binding Arbitration)

Any dispute shall be resolved by good-faith negotiation, then binding arbitration under recognized arbitration rules. Class Action Waiver: You agree to bring claims only in your individual capacity. Opt-Out Right: You may opt out of arbitration within 30 days by written notice to the Company.

14. Governing Law

These Terms shall be governed by the laws of the State of Georgia.

15. Cooling-Off Rule Disclosure

The federal FTC Cooling-Off Rule applies only to certain in-person sales. Because TRAM is sold online with immediate access, this rule does not apply to your purchase.

16. Privacy & Communications

By enrolling, you agree to the Company's Privacy Policy and to receive communications related to your program. You may opt out of non-essential communications at any time.

17. Severability

If any provision is deemed unenforceable, the remaining provisions remain in full force.

18. Entire Agreement

These Terms constitute the entire agreement between you and the Company.

19. Acknowledgment

By enrolling, you confirm that you have read and understood these Terms, agree to all provisions, and accept full responsibility for your participation.

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